Port St. Lucie, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Port St. Lucie home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Port St. Lucie home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in Port St. Lucie, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new Port St. Lucie home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

      Fast Pre-Approvals!

    MINIMUM LOAN AMOUNT $60,000

    Quick Port St. Lucie Mortgage Calculator

    Port St. Lucie is a city in St. Lucie County, Florida, United States. It is the most populous municipality in the county with a population of 164,603 at the 2010 census due to its rapid growth during the 2000s. It is located 125 miles southeast of Orlando, and 114 miles northwest of Miami.[7][8]In 2017, the United States Census Bureau estimated the city’s population at 189,344.[9] The Port St. Lucie Metropolitan Area includes the counties of St. Lucie County & Martin County and as of 2016 had an estimated population of 465,208[10]. Port St. Lucie is also contained within the Miami – Fort Lauderdale – Port St. Lucie Combined Statistic Area with an estimated population of 6,832,588.[11] Overall Port St. Lucie is the third largest City of South Florida as of 2017 estimates.

    Port St. Lucie was a largely uninhabited tract of land south of White City in the 1950s, composed of a fishing camp, a few farms and businesses near U.S. 1. In 1958, with a budget of $5, the General Development Corporation (GDC) purchased the River Park development and 40,000 acres (160 km2) along the North Fork of the St. Lucie River.[12] In 1959, the GDC opened its first bridge over the St. Lucie River, allowing for direct automobile access to Port St. Lucie.

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