Key Biscayne, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Key Biscayne home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Key Biscayne home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in Key Biscayne, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new Key Biscayne home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

      Fast Pre-Approvals!

    MINIMUM LOAN AMOUNT $60,000

    Quick Key Biscayne Mortgage Calculator

    Key Biscayne (Spanish: Cayo Vizcaíno) is an island located in Miami-Dade County, Florida, United States, between the Atlantic Ocean and Biscayne Bay. It is the southernmost of the barrier islands along the Atlantic coast of Florida, and lies south of Miami Beach and southeast of Miami. The key is connected to Miami via the Rickenbacker Causeway, originally built in 1947.

    The northern portion of Key Biscayne is home to Crandon Park, a county park. The middle section of the island consists of the incorporated Village of Key Biscayne. The southern part of the island is now protected as Bill Baggs Cape Florida State Park, adjacent to Biscayne National Park, one of the two national parks in Miami-Dade County.

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