Boca Raton, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Boca Raton home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Boca Raton home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in Boca Raton, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new Boca Raton home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

      Fast Pre-Approvals!

    MINIMUM LOAN AMOUNT $60,000

    Quick Boca Raton Mortgage Calculator

    Boca Raton (/ˌboʊkə rəˈtoʊn/;[10][11] Spanish: Boca Ratón, pronounced [ˈboka raˈton]) is the southernmost city in Palm Beach County, Florida, United States, first incorporated on August 2, 1924[12] as “Bocaratone,”[13] and then incorporated as “Boca Raton” in 1925. The 2015 population estimated by the U.S. Census Bureau was 93,235.[6] However, approximately 200,000 people with a Boca Raton postal address reside outside its municipal boundaries.[14] Such areas include newer developments like West Boca Raton. As a business center, the city also experiences significant daytime population increases. It is one of the wealthiest communities in South Florida. Boca Raton is 43 miles (69 km) north of Miami and is a principal city of the Miami metropolitan area, which had a population of 6,012,331 people as of 2015.

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