Alachua County, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Alachua County home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Alachua County home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in Alachua County, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new Alachua County home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

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      Fast Pre-Approvals!

    MINIMUM LOAN AMOUNT $60,000

    Quick Alachua County Mortgage Calculator

    Alachua County (/əˈlætʃuə/ ə-LATCH-oo-ə) is a county in the U.S. state of Florida. As of the 2010 census, the population was 247,336.[1] The county seat is Gainesville,[2] the home of the University of Florida since 1906, when the campus opened with 106 students.

    Alachua County is included in the Gainesville, FL Metropolitan Statistical Area. The county is known for its diverse culture, local music, and artisans. Much of its economy revolves around the university, which had nearly 55,000 students in fall 2016.

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