Sanibel, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Sanibel home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Sanibel home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in Sanibel, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new Sanibel home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

      Fast Pre-Approvals!

    MINIMUM LOAN AMOUNT $60,000

    Quick Sanibel Mortgage Calculator

    Sanibel is an island and city in Lee County, Florida, United States. The population was 6,469 at the 2010 census, with an estimated 2012 population of 6,741. It is part of the Cape Coral-Fort Myers, Florida Metropolitan Statistical Area. The island, also known as Sanibel Island, constitutes the entire city. It is a barrier island – a collection of sand on the leeward side of the more solid coral-rock of Pine Island.

    Most of the city proper is at the east end of the island. After the Sanibel causeway was built to replace the ferry in May 1963, the city was incorporated in 1974 and the residents asserted control over development by establishing the Sanibel Comprehensive Land Use Plan, helping to maintain a balance between development and preservation of the island’s ecology.[6]

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