Neptune Beach, Florida First Time Homebuyer
Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Neptune Beach home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Neptune Beach home loan options that make sense. No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.
First Time Homebuyer Programs in Neptune Beach, FL
- Forgivable Grants for Down Payment and or Closing Costs
- HomeReady Buy with 3% Down
- HomePossible Buy with 3% Down
- FHA Loan Buy with 3.5% Down
- VA Loan Buy with No Money Down
- USDA Rural Home Loan, Buy with No Money Down
- Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
- Manufactured Home Financing
- Construction to Perminant Financing, Land Lot, Mortgage all in one.
- Bad Credit Home Loans, down to 500 scores
- Home Renovation Loans, Buy a Home and get extra funds to fix it up
Get pre-approved now and start shopping for your new Neptune Beach home.
Not seeing a loan option? Chances are we have it call (888)429-6601 or start your online application.
Quick Neptune Beach Mortgage Calculator
Neptune Beach is a beachfront city east of Jacksonville in Duval County, Florida, United States. When the majority of Duval County communities consolidated with Jacksonville in 1968, Neptune Beach, along with Jacksonville Beach, Atlantic Beach and Baldwin remained quasi-independent. Like those other towns, it maintains its own municipal government but its residents vote in the Jacksonville mayoral election and are represented on the Jacksonville city council. The population was 7,037 at the 2010 census. Neptune Beach is part of the Jacksonville Beaches community.
Neptune Beach was originally part of Jacksonville Beach. Through its development, the part of Jacksonville Beach north of 20th Avenue North was sparsely populated, with a brick road (First Street) connecting the more populated southern area with Atlantic Beach. The name “Neptune Beach” originated in 1922 with Dan G. Wheeler, one of the few residents. Wheeler had a home at what is now One Ocean Hotel (now in Atlantic Beach), and had to walk all the way home from Mayport each evening after taking the Florida East Coast Railway train home from work in Jacksonville. A friend who worked for the railroad informed Wheeler that if he had a station, the train would have to stop for him, so Wheeler built his own train station near his home and named it Neptune.