Haines City, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Haines City home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Haines City home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in Haines City, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new Haines City home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

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    MINIMUM LOAN AMOUNT $60,000

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    Haines City is a city in Polk County, Florida, United States. Its population was 13,174 at the 2000 census and 20,535 at the 2010 census.[5] It is the third most populous city in Polk County. It is part of the Lakeland–Winter Haven Metropolitan Statistical Area, which, in turn, is considered part of the Tampa Bay Area.

    Haines City was platted in 1885, shortly after the South Florida Railroad reached the area.[6] The city was first known as Clay Cut, but there was no railroad station. It is said that the inhabitants persuaded the railroad company to build a station by agreeing to rename their city Haines City, to honor a senior railroad official, Colonel Henry Haines.[7]

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