Palm Beach County, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Palm Beach County home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Palm Beach County home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in Palm Beach County, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new Palm Beach County home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

      Fast Pre-Approvals!

    MINIMUM LOAN AMOUNT $60,000

    Quick Palm Beach County Mortgage Calculator

    Palm Beach County is a county in the state of Florida that is directly north of Broward County. As of the 2010 census, the population was 1,320,134,[1] making it the third-most populous county in Florida. The largest city and county seat is West Palm Beach.[2] Named after one of its oldest settlements, Palm Beach, the county was established in 1909, after being split from Dade County. The county’s modern-day boundaries were established in 1963.

    Palm Beach County is one of the three counties in South Florida that make up the Miami metropolitan area, which was home to an estimated 6,012,331 people at the 2015 census.

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