Miami, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Miami home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Miami home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in Miami, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new Miami home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

      Fast Pre-Approvals!

    MINIMUM LOAN AMOUNT $60,000

    Quick Miami Mortgage Calculator

    Miami (/maɪˈæmi/; MY-am-EE; Spanish pronunciation: [miˈami]), officially the City of Miami, is the cultural, economic, and financial center of South Florida. Miami is the seat of Miami-Dade County, the most populous county in Florida. It covers an area of about 56.6 square miles (147 km2), between the Florida Everglades to the west and Biscayne Bay on the east, making it the sixth most densely populated large US city. The Miami metropolitan area, is home to 6.1 million people and the seventh-largest metropolitan area in the nation.[8] Miami’s metro area is the second-most populous metropolis in the southeastern United States and fourth-largest urban area in the U.S.[9][10]

    Miami is a major center, and a leader in finance, commerce, culture, media, entertainment, the arts, and international trade.[11][12] In 2012, Miami was classified as an “Alpha−” level world city in the World Cities Study Group’s inventory.[13] In 2010, Miami ranked seventh in the United States and 33rd among global cities in terms of business activity, human capital, information exchange, cultural experience, and political engagement.[14][15] In 2008, Forbes magazine ranked Miami “America’s Cleanest City”, for its year-round good air quality, vast green spaces, clean drinking water, clean streets, and citywide recycling programs.[16] According to a 2009 UBS study of 73 world cities, Miami was ranked as the richest city in the United States, and the world’s seventh-richest city in terms of purchasing power.[17] Miami is nicknamed the “Capital of Latin America”[1] and is the largest city with a Cuban-American plurality.[18]

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