Neptune Beach, Florida Home Buyer Grant

 

 

Do you meet the general criteria for a home loan in Neptune Beach, FL but lack the down payment?
Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in Neptune Beach that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.
Smart Mortgage Centers offers Homebuyer Grants in Neptune Beach. Grants for homebuyers in Neptune Beach, FL are not limited to first time homebuyers.  In order to qualify for the Grant Program the 1st mortgage will be completed by Smart Mortgage Centers

Neptune Beach Home Grant Qualifications

 

  • 580 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment and/or closing costs
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

 

Neptune Beach, Florida Mortgage Brokers are standing by to assist with mortgage questions and pre-approvals. Making the dreams of owning a Neptune Beach, FL home a reality since 1997.

 

Call Now (888)429-6601 for a no obligation free quote.

     Find your GRANT now!

    MINIMUM LOAN AMOUNT $60,000

    Neptune Beach is a beachfront city east of Jacksonville in Duval County, Florida, United States. When the majority of Duval County communities consolidated with Jacksonville in 1968, Neptune Beach, along with Jacksonville Beach, Atlantic Beach and Baldwin remained quasi-independent. Like those other towns, it maintains its own municipal government but its residents vote in the Jacksonville mayoral election and are represented on the Jacksonville city council. The population was 7,037 at the 2010 census.[5] Neptune Beach is part of the Jacksonville Beaches community.

    Neptune Beach was originally part of Jacksonville Beach. Through its development, the part of Jacksonville Beach north of 20th Avenue North was sparsely populated, with a brick road (First Street) connecting the more populated southern area with Atlantic Beach. The name “Neptune Beach” originated in 1922 with Dan G. Wheeler, one of the few residents. Wheeler had a home at what is now One Ocean Hotel (now in Atlantic Beach), and had to walk all the way home from Mayport each evening after taking the Florida East Coast Railway train home from work in Jacksonville. A friend who worked for the railroad informed Wheeler that if he had a station, the train would have to stop for him, so Wheeler built his own train station near his home and named it Neptune.