Bay Harbor Islands, Florida Home Buyer Grant

 

 

Do you meet the general criteria for a home loan in Bay Harbor Islands, FL but lack the down payment?
Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in Bay Harbor Islands that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.
Smart Mortgage Centers offers Homebuyer Grants in Bay Harbor Islands. Grants for homebuyers in Bay Harbor Islands, FL are not limited to first time homebuyers.  In order to qualify for the Grant Program the 1st mortgage will be completed by Smart Mortgage Centers

Bay Harbor Islands Home Grant Qualifications

 

  • 580 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment and/or closing costs
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

 

Bay Harbor Islands, Florida Mortgage Brokers are standing by to assist with mortgage questions and pre-approvals. Making the dreams of owning a Bay Harbor Islands, FL home a reality since 1997.

 

Call Now (888)429-6601 for a no obligation free quote.

     Find your GRANT now!

    MINIMUM LOAN AMOUNT $60,000

    Bay Harbor Islands (“BHI”) is a town in Miami-Dade County, Florida, United States. The population was 5,628 at the 2010 census.[citation needed] It is separated from the mainland by Biscayne Bay, over which the land masses are connected via the Broad Causeway. On the mainland side, BHI is bordered by the city of North Miami, while to the east it borders the villages of Bal Harbour and Surfside. To the south lies the exclusive village of Indian Creek. BHI is about 20 minutes’ driving distance away from Miami International Airport, and it is situated between the larger cities of Aventura and Miami Beach.

    BHI was founded by Shepard Broad on April 28, 1947. It consists of two islands: originally known as Broadview and Bay Harbor, now referred to as, respectively, the West and East Islands. The West Island features single family homes, while the East Island contains the business district, a K-8 school, and multi-family housing.