DeFuniak Springs, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own DeFuniak Springs home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with DeFuniak Springs home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in DeFuniak Springs, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new DeFuniak Springs home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

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    MINIMUM LOAN AMOUNT $60,000

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    DeFuniak Springs is a city in Walton County, Florida, United States. The population was 5,089 at the 2000 census. It is the county seat of Walton County.

    The town was founded during the late 19th century as a resort development, by the officers of the Pensacola and Atlantic Railroad, a subsidiary of the Louisville and Nashville Railroad. The P&A was organized to connect the terminus of the L&N at Pensacola to the western terminus of a predecessor of the Seaboard Air Line Railroad at River Junction—now Chattahoochee—in the 1880s. The town was named after Frederick R. De Funiak,[5] a vice-president of the L&N. Like much of Northwest Florida, DeFuniak Springs was settled mainly by Scots from Virginia and the Carolinas.

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