DeBary, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own DeBary home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with DeBary home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in DeBary, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new DeBary home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

      Fast Pre-Approvals!

    MINIMUM LOAN AMOUNT $60,000

    Quick DeBary Mortgage Calculator

    DeBary is a city in Volusia County, Florida, United States, on the northern shore of the St. Johns River near Lake Monroe. According to the 2010 U.S. Census, the city had a population of 19,320. It is part of the Deltona–Daytona Beach–Ormond Beach, FL metropolitan statistical area, which was home to 590,289 people in 2010.

    The Timucuan Indians once lived in the vicinity of Lake Monroe, where the domain of Chief Utina extended to just north of Lake George. They hunted, fished and gathered plants and berries from the forest. By 1760, however, the Timucua had disappeared and been replaced by the Seminole tribe from Alabama and Georgia. Florida was acquired from Spain in 1821, but the Seminole Wars would delay settlement. In 1866, Elijah Watson of Enterprise sold land to Oliver and Amanda Arnett on the northern shore of the St. Johns River at Lake Monroe, where they built a house.

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