Fernandina Beach, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Fernandina Beach home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Fernandina Beach home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in Fernandina Beach, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new Fernandina Beach home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

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      Fast Pre-Approvals!

    MINIMUM LOAN AMOUNT $60,000

    Quick Fernandina Beach Mortgage Calculator

    Fernandina Beach is a city in Nassau County, Florida, United States, on Amelia Island. It is the northernmost city on Florida’s Atlantic coast, and is one of the principal municipalities comprising Greater Jacksonville. The area was first inhabited by the Timucuan Indian tribe. Located on Amelia Island, known as the “Isle of 8 Flags”, Fernandina has had the flags of the following nations flown over it since 1562: France, Spain, Great Britain, Spain (again), the Republic of Florida, the Green Cross of Florida, Mexico, the Confederate States of America, and the United States. It is the only municipality in the United States that has flown eight different national flags.[5]

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