FLORIDA REFINANCE EXPERTS

A Personal Experience with a Touch of Technology

Get your mortgage with the #1 rated local mortgage company.  Get wholesale rates and 22 years of experience.

Florida Mortgage Hotline:

(888)429-6601

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Refinance Options
Rate and Term

Fast Closings

Wholesale Rates

Rate and term refinancing is driven primarily by a drop in interest rates.  When rates drop, take advantage of free quotes to see how much you can save.   Thinking about changing your term, we offer fixed and adjustable terms from 3 years to 30 years.  Common fixed rate terms would include our 10, 15, 20 and 30 year mortgage.  Fixed Adjustable Rate Mortgage or ARM terms would include extremely low rates for 3, 5, 7 and 10 years.  Looking for a custom fixed terms from 8 – 30 years, we got you covered. Start your Rate and Term Refinance now Apply Now or Call (888)429-6601

Cash Out Refinance

Get Cash Fast

Close in 15 Days

Homeowners with equity in their home have the option of refinancing with cash out.  Use cash to make home improvement or take a much needed vacation. Put your cash to good use by paying off debt, investing in a second home or investment property, add to or protect your existing investments. Apply Now or Call (888)429-6601

Debt Consolidation

Payoff High Interest Debt Wholesale Rates

Debt can add up fast and in most cases would take an eternity to pay off.  Every month households have payments, student loans, high interest credit cards and car payments.  Unfortunately for some the payments are due each month and they create unwanted daily stress.  With a debt consolidation refinance borrowers are paying off these high interest payments with the equity from their home.  This creates one new mortgage payment and eliminates the stress of high interest payments and debt. Apply Now or Call (888)429-6601

VA Refinance

Wholesale VA Rates

Close Fast!

More and more Veterans who own homes are using VA’s mortgage refinancing options to conserve cash through lower interest rates—or take advantage of their home’s equity to pay for school, debt, or home improvements. The following programs may be available to qualifying Veterans:

  • Cash-Out Refinance Home Loans – Take advantage of your home’s equity to take cash out through refinancing, or refinance a non-VA loan into a VA-guaranteed loan.
  • Interest Rate Reduction Refinance Loans – See if you can lower your monthly mortgage payment by obtaining a lower-interest loan—or stabilize your monthly payments by moving from a loan with an adjustable interest rate to one that’s fixed.

Apply Now or Call (888)429-6601

Streamline Refinance

Close in 10 Days!

Wholesale Rates

Refinance guidelines say that income, assets and credit are not verified; nor is employment. Appraisals are not required, either.  Fast Closings! Apply Now or Call (888)429-6601

Home Equity Refinance

Fast Closings

Wholesale Rates

The HELOC or Home Equity Line of Credit has variable mortgage rates.  Homeowners with current equity lines can be vulnerable to rising interest rates and increased payments. Refinance your Home Equity Line into a new 1st Mortgage. Act now and get a lower rate and one new payment.

Apply Now or Call (888)429-6601

Adjustable Rate Mortgage

3, 5, 7 Year Tearms Wholesale Rates

Our 3, 5, and 7  year adjustable arm rates are some of the lowest in the industry.  If you do not plan on staying in your home or just looking for a lower rate, an ARM or Adjustable Rate Mortgage might be right for you.  If an ARM is not right for you, check out our custom 8 – 30 year fixed loans.

Apply Now or Call (888)429-6601

VA IRRRL

Veteran Rate Reduction Wholesale Rates

IRRRL stands for Interest Rate Reduction Refinancing Loan. You may see it referred to as a “Streamline” or a “VA to VA.” Except when refinancing an existing VA guaranteed adjustable rate mortgage (ARM) to a fixed rate, it must result in a lower interest rate.

Apply Now or Call (888)429-6601

Home Refinance Calculator