Temple Terrace, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Temple Terrace home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Temple Terrace home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in Temple Terrace, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new Temple Terrace home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

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    MINIMUM LOAN AMOUNT $60,000

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    Temple Terrace is an incorporated city in northeastern Hillsborough County, Florida, United States, adjacent to Tampa. As of the 2010 census, the city had a population of 24,541.[5] It is the third and smallest incorporated municipality in Hillsborough County. (Tampa and Plant City are the others.) Incorporated in 1925, the community is known for its rolling landscape, bucolic Hillsborough River views, and majestic trees; it has the most grand sand live oak trees of any place in central Florida and is a Tree City USA. Temple Terrace was originally planned as a 1920s Mediterranean-Revival golf course community and is one of the first such communities in the United States (planned in 1920).

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