St. Pete Beach, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own St. Pete Beach home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with St. Pete Beach home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in St. Pete Beach, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new St. Pete Beach home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

      Fast Pre-Approvals!

    MINIMUM LOAN AMOUNT $60,000

    Quick St. Pete Beach Mortgage Calculator

    St. Pete Beach is a coastal city in Pinellas County, Florida, United States, famous for its status as a tourist destination. St. Pete Beach was formed from the towns of Pass-a-Grille, Belle Vista, St. Petersburg Beach and unincorporated Pinellas County. At the time of its incorporation in 1957, its name was St. Petersburg Beach. On March 9, 1994, locals voted to officially change the name to the shorter version of St. Pete Beach, to distinguish it from the city of St. Petersburg a few miles to the east. The population was 9,346 at the 2010 census.[5]

    St. Pete Beach’s downtown is centered on Corey Avenue. This district contains many bars, restaurants and shopping popular with both tourists and locals.[6][7][8] The Pass-a-Grille Historic District and the historic Don CeSar beach resort are located at the southern end of the beach.

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