Port St. Joe, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Port St. Joe home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Port St. Joe home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in Port St. Joe, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new Port St. Joe home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

      Fast Pre-Approvals!

    MINIMUM LOAN AMOUNT $60,000

    Quick Port St. Joe Mortgage Calculator

    Port St. Joe is a city located at the intersection of U.S. Highway 98 and State Road 71 in Gulf County, Florida, United States. As of the 2010 census the population was 3,445.[4] This was a decline from 3,644 as of the 2000 census. Port St. Joe became the county seat of Gulf County in 1965.[5][not in citation given]

    St. Joseph was founded in 1835 by businessmen from nearby Apalachicola, which was troubled by legal conflict over land titles.[6] It was mostly abandoned in 1841 after a yellow fever epidemic; a storm surge produced by a hurricane in 1844 destroyed what structures remained.[7] In the early 20th century a new settlement was founded close to the original after the arrival of the Apalachicola Northern Railroad in 1909. It appears that the more informal “Port St. Joe” was adopted for official use around this time.

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