New Port Richey, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own New Port Richey home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with New Port Richey home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in New Port Richey, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new New Port Richey home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

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      Fast Pre-Approvals!

    MINIMUM LOAN AMOUNT $60,000

    Quick New Port Richey Mortgage Calculator

    New Port Richey is a city in Pasco County, Florida, United States. It is a suburban city included in the Tampa-St. Petersburg-Clearwater, Florida Metropolitan Statistical Area.

    By 1914 the area around Orange Lake was being called “new Port Richey” and the older part of Port Richey was called “old Port Richey.” In 1915 a separate post office was established for the residents of the southern part of Port Richey. The post office was named New Port Richey, and the name became official. The first postmaster was Gerben DeVries. The growth of the city came about after George Sims purchased the Port Richey Land Company. He built a home in New Port Richey in 1916.

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