Jacksonville Beach, Florida First Time Homebuyer
Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Jacksonville Beach home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Jacksonville Beach home loan options that make sense. No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.
First Time Homebuyer Programs in Jacksonville Beach, FL
- Forgivable Grants for Down Payment and or Closing Costs
- HomeReady Buy with 3% Down
- HomePossible Buy with 3% Down
- FHA Loan Buy with 3.5% Down
- VA Loan Buy with No Money Down
- USDA Rural Home Loan, Buy with No Money Down
- Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
- Manufactured Home Financing
- Construction to Perminant Financing, Land Lot, Mortgage all in one.
- Bad Credit Home Loans, down to 500 scores
- Home Renovation Loans, Buy a Home and get extra funds to fix it up
Get pre-approved now and start shopping for your new Jacksonville Beach home.
Not seeing a loan option? Chances are we have it call (888)429-6601 or start your online application.
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Jacksonville Beach is a coastal resort city in Duval County, Florida, United States. It was incorporated on May 22, 1907 as Pablo Beach, and would later change its name to Jacksonville Beach in 1925. The city is part of group of communities collectively referred to as the Jacksonville Beaches. These communities include Mayport, Atlantic Beach, Neptune Beach, and Ponte Vedra Beach. When the city of Jacksonville consolidated with Duval County in 1968, Jacksonville Beach, together with Atlantic Beach, Neptune Beach, and Baldwin, voted to retain their own municipal governments. As a result, citizens of Jacksonville Beach are also eligible to vote in mayoral election for the City of Jacksonville. As of the 2010 census, Jacksonville Beach had a total population of 21,362.
The area around present-day Jacksonville Beach was first settled by Spanish settlers. Spanish missions were established from Mayport to St. Augustine. Spain ceded Florida to Great Britain by treaty in 1763, only to have Spain regain it again, and then a final time in 1821 to the United States. American river pilots and fishermen came to Hazard, present-day Mayport, and established a port.