Delray Beach, Florida First Time Homebuyer

Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Delray Beach home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Delray Beach home loan options that make sense.  No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.

First Time Homebuyer Programs in Delray Beach, FL

  •  Forgivable Grants for Down Payment and or Closing Costs
  •  HomeReady Buy with 3% Down
  •  HomePossible Buy with 3% Down
  •  FHA Loan Buy with 3.5% Down
  •  VA Loan Buy with No Money Down
  •  USDA Rural Home Loan, Buy with No Money Down
  • Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
  • Manufactured Home Financing
  • Construction to Perminant Financing, Land Lot, Mortgage all in one.
  • Bad Credit Home Loans, down to 500 scores
  • Home Renovation Loans, Buy a Home and get extra funds to fix it up

 

Get pre-approved now and start shopping for your new Delray Beach home. 

 

Not seeing a loan option?  Chances are we have it call (888)429-6601 or start your online application.

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    MINIMUM LOAN AMOUNT $60,000

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    Delray Beach is a coastal city in Palm Beach County, Florida, United States. The population of Delray Beach was estimated at 67,371 in 2016. That is up from 60,522 according to the 2010 United States Census.[8] Delray Beach is a principal city of the Miami metropolitan area, which was home to an estimated 6,012,331 people in 2015.

    The earliest known human inhabitants of what is now Delray Beach were the Jaega people.[11] Tequesta Indians likely passed through or inhabited the area at various times, and an 1841 U.S. military map shows a Seminole camp located in the area now known as Lake Ida. Few other recorded details of these local indigenous settlements have survived.[12][13]

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