Cedar Key, Florida First Time Homebuyer
Most people dream about owning a home for years before it becomes a reality. It can be scary to take that leap into home ownership, but it is a wonderful feeling to not be throwing money away on rent month after month. You also have the pride in knowing you own your own Cedar Key home, and can truly make it yours. Get started with a fast pre-approval (within minutes), we will supply you with Cedar Key home loan options that make sense. No application fees, free quotes, lower rates and of course more options. Smart Mortgage Centers is recognized for its awarding winning service since 1997 and 5.0 customer ratings in Florida with Google, the Better Business Bureau, Zillow, Yelp and Facebook.
First Time Homebuyer Programs in Cedar Key, FL
- Forgivable Grants for Down Payment and or Closing Costs
- HomeReady Buy with 3% Down
- HomePossible Buy with 3% Down
- FHA Loan Buy with 3.5% Down
- VA Loan Buy with No Money Down
- USDA Rural Home Loan, Buy with No Money Down
- Alternative Lending, Bank Statement Programs, ITIN, Foriegn National Programs
- Manufactured Home Financing
- Construction to Perminant Financing, Land Lot, Mortgage all in one.
- Bad Credit Home Loans, down to 500 scores
- Home Renovation Loans, Buy a Home and get extra funds to fix it up
Get pre-approved now and start shopping for your new Cedar Key home.
Not seeing a loan option? Chances are we have it call (888)429-6601 or start your online application.
Quick Cedar Key Mortgage Calculator
Cedar Key is a city in Levy County, Florida, United States. The population was 702 at the 2010 census. The Cedar Keys are a cluster of islands near the mainland. Most of the developed area of the city has been on Way Key since the end of the 19th century. The Cedar Keys are named for the eastern red cedar, Juniperus virginiana, once abundant in the area.
While evidence suggests human occupation as far back as 500 BC, the first maps of the area date to 1542, when it was labeled “Las Islas Sabines” by a Spanish cartographer. An archaeological dig at Shell Mound, 9 miles (14 km) north of Cedar Key, found artifacts dating back to 500 BC in the top 10 feet (3.0 m) of the 28-foot-tall (8.5 m) mound. The only ancient burial found in Cedar Key was a 2,000-year-old skeleton found in 1999. Arrow heads and spear points dating from the Paleo period (12,000 years old) were collected by Cedar Key historian St. Clair Whitman and are displayed at the Cedar Key Museum State Park.