Fernandina Beach, Florida Home Buyer Grant

 

 

Do you meet the general criteria for a home loan in Fernandina Beach, FL but lack the down payment?
Because this happens far too often Smart Mortgage Centers has created forgivable grant programs in Fernandina Beach that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.
Smart Mortgage Centers offers Homebuyer Grants in Fernandina Beach. Grants for homebuyers in Fernandina Beach, FL are not limited to first time homebuyers.  In order to qualify for the Grant Program the 1st mortgage will be completed by Smart Mortgage Centers

Fernandina Beach Home Grant Qualifications

 

  • 580 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment and/or closing costs
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

 

Fernandina Beach, Florida Mortgage Brokers are standing by to assist with mortgage questions and pre-approvals. Making the dreams of owning a Fernandina Beach, FL home a reality since 1997.

 

Call Now (888)429-6601 for a no obligation free quote.

     Find your GRANT now!

    MINIMUM LOAN AMOUNT $60,000

    Fernandina Beach is a city in Nassau County, Florida, United States, on Amelia Island. It is the northernmost city on Florida’s Atlantic coast, and is one of the principal municipalities comprising Greater Jacksonville. The area was first inhabited by the Timucuan Indian tribe. Located on Amelia Island, known as the “Isle of 8 Flags”, Fernandina has had the flags of the following nations flown over it since 1562: France, Spain, Great Britain, Spain (again), the Republic of Florida, the Green Cross of Florida, Mexico, the Confederate States of America, and the United States. It is the only municipality in the United States that has flown eight different national flags.[5]